SBI asks for graduation from a recognised university or an equivalent recognised by the Central Government. Under UGC rules, a degree earned through a UGC-recognised open and distance learning programme is treated as equivalent to a regular degree.
The SBI notification does not mention distance or open learning separately. It asks for graduation in any discipline from a recognised university, or any equivalent qualification recognised as such by the Central Government. So the question is really whether your degree is from a recognised institution and programme.
What the UGC says
The University Grants Commission (UGC) has stated that degrees obtained through open and distance learning (ODL) and online modes from higher education institutions recognised by the UGC are treated as equivalent to degrees obtained through the conventional mode. This comes from the UGC (Open and Distance Learning Programmes and Online Programmes) Regulations, 2020, and the UGC reaffirmed it in a public notice in September 2022.
Checklist for distance-degree holders
- Was the university allowed by the UGC (through its Distance Education Bureau) to run that programme in that mode for your academic years? Recognition is given programme-wise and year-wise.
- Did you study at the university's own centres or approved study centres within its permitted territorial jurisdiction?
- Is your degree a standard degree title as per UGC's specification of degrees (BA, BCom, BSc and so on)?
- Do you have the mark sheets and the degree or provisional certificate showing the date of passing?
If the answer to these is yes, your degree should be accepted as a valid graduation. IGNOU and state open universities are common examples of recognised ODL providers.
When problems arise
Trouble usually comes from degrees issued by institutions or study centres that were not approved for that programme or year. SBI checks eligibility at the time of joining, not before the exam, so an unrecognised degree can lead to cancellation after you have cleared both exams.
- SBI Junior Associates 2026 detailed advertisement (CRPD/CR/2026-27/17)
- Careers360 - UGC: ODL and online degrees equivalent to conventional degrees
Rules can change with each notification. Confirm on sbi.bank.in/web/careers.
More eligibility questions
- What is the age limit for SBI Clerk?You must be at least 20 and not more than 28 years old on the cut-off date. In the 2026 notification the cut-…→
- How much age relaxation do OBC, SC, ST and PwBD candidates get in SBI Clerk?As per the 2026 notification, the upper age limit of 28 is relaxed by 3 years for OBC (non-creamy layer), 5 y…→
- What is the age relaxation for ex-servicemen in SBI Clerk?Ex-servicemen get relaxation equal to their actual period of service in the defence forces plus 3 years (8 ye…→
- Do widows and divorced women get age relaxation in SBI Clerk?Yes. Widows, divorced women and women judicially separated from their husbands who have not remarried get 7 y…→
- Can final-year students apply for SBI Clerk?Yes. Students in the final year or final semester of graduation can apply provisionally, but if selected they…→
- What minimum percentage in graduation is required for SBI Clerk?No minimum percentage is required. The notification asks only for graduation in any discipline from a recogni…→